6 Tips to Secure Your Online Banking

6 Tips to Secure Your Online Banking

More and more people are banking despite the risks involved. Bank data is not always well protected. Whether by mobile phone or computer, it is not always easy to find trustworthy services. Here’s how to have safe online banking.

1. CHANGE YOUR PASSWORD FREQUENTLY

It is recommended that you change your password frequently when doing online banking. You will be better protected if you change your password approximately every 3 months. You should not use a word either, but rather a combination of numbers, letters, upper and lower case letters and special characters.

Using a word is too risky. It’s often too easy to guess, especially if it’s related to some aspect of your life, like your child’s name or your street. The password should also be as long as possible. Many agencies require a password of at least 14 letters to make it difficult to decipher. It is suggested to use a known expression and add numbers and letters that are easy to remember. Letters can also be replaced by special characters.

2. USE SURFSHARK VPN ON PUBLIC WI-FI

It is not safe to access your banking services when using a computer or public Wi-Fi. Someone could then access your browsing history as well as your password.

As soon as you connect to a public network, whether to check your emails or access your online banking services, you expose your personal data. There is a risk even on password-protected sites and services. To strengthen the security of your account, the use of a free VPN , or a paid vpn like Surfshark is crucial on public networks. This will allow you to hide your IP and bank details.

3. MONITOR YOUR ONLINE BANK STATEMENTS

You will ensure that everything is in order in your account by regularly checking your bank statements. This way, if your banking institution has failed to block a suspicious transaction, you will be able to notify them immediately. Banks, despite their considerable resources, are not always able to curb increasingly ingenious fraud. Check your statement monthly.

4. HAVE A GOOD ANTIVIRUS

It is of course essential to use a recognized antivirus. Even if you’re using a Mac, you need to find a reliable antivirus . You should also check regularly for updates. Your computer can be configured to automatically check for new available updates. It is also possible to schedule the update to take place every week.

It is recommended to download manually, which is safer to avoid malware and virus.

5. DISCONNECT INTERNET

When you are not using your computer, it is better to disconnect the Internet. When you leave your computer always connected to the Internet, you place it in a vulnerable situation, which is particularly dangerous for the confidentiality of your banking data. Most users are connected to the Internet through their ISP . Wi-Fi is then permanently activated.

Do not forget to protect the Wi-Fi with a password to ensure that everyone does not have access to it. If possible, disconnect from Wi-Fi when you’re not using your computer.

6. ENTER THE ONLINE BANKING URL

Whenever you use online banking, manually enter your institution’s URL instead of using the email link. You should also not click on a bank URL when you receive it by email. The message may appear to come from a trusted source, but there are very sophisticated ways of tampering. The link may be fake and take you to a site that will be a replica.

 

With these 6 easy tips you can significantly improve security when using your online banking services.

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